J L AdamssonMSHO is a voluntary managed health care program combining federal health insurance for people who are age 65 or older, or disabled, or blind, or have permanent kidney failure with Medical Assistance, or MA.
COMMON 2025 MSHO FEATURES AND BENEFITS
1. All-in-one coverage:  An MSHO plan combines Medicare (Parts A. B. and D) and Medical Assistance coverage into one plan, streamlining care coordination with a single member ID card.
2. MSHO plans have a $O monthly premium.
3. In-network services, including covered medical, dental, and prescription drugs, generally have $O copayments and deductibles.
4. A designated care coordinator helps members navigate their benefits, services, and appointments.
5. Comprehensive coverage (Part D) is included with a $O copay for most covered drugs.
6. Basic preventive and restorative dental care is included at a $O cost.
7. Vision and hearing coverage is provided for routine eye and hearing exams, as well as allowances or discounts for eyeglasses and hearing aids.
8. Fitness program access to the SilverSneakers fitness program is included, offering access to gyms and on-
demand workout videos.
9. Over-the-counter (OTC) allowance	Members receive a quarterly allowance for purchasing health and wellness products from a catalog.
10. Transportation to and from appointments is covered.
11. All plans cover emergency and urgent care, including care received outside of Minnesota.
12. Long-term care MSHO covers home and community-based Elderly Waiver services
We throw around terms like Medicare and Medicaid in discussions about healthcare, and who should pay for it. Preventive care and wellness, aside, can we agree that
the need for healthcare is universal? Regardless of age, income, or social standing, everyone faces the risk of illness or injury. This shared vulnerability demands the supply for medical care.
And, if the cost of healthcare denies access to medical care? Now this would be the point at which we enter the public policy debate on who provides the healthcare, and who pays for it.
The neediest of Americans can combine their Medicare with their Medicaid.