Combining Medicare and Medical Assistance in Minnesota

for you, or a loved-one, who is:

  • turning 65, or
  • currently 65 years of age or older,  
  • enrolled in Medicare Part A and Part B,  and 
  • a Minnesota resident?

msho - Minnesota senior health options

headshot-transparent-backgroundJ L Adamsson
Independent
State- Licensed
Medicare Broker

MSHO is a voluntary managed health care program combining federal health insurance for people who are age 65 or older, or disabled, or blind, or have permanent kidney failure with Medical Assistance, or MA. 

COMMON 2025 MSHO FEATURES AND BENEFITS

1. All-in-one coverage: 
An MSHO plan combines Medicare (Parts A. B. and D) and Medical Assistance coverage into one plan, streamlining care coordination with a single member ID card.

2. MSHO plans have a $O monthly premium.

3. In-network services, including covered medical, dental, and prescription drugs, generally have $O copayments and deductibles.

4. A designated care coordinator helps members navigate their benefits, services, and appointments.

5. Comprehensive coverage (Part D) is included with a $O copay for most covered drugs.

6. Basic preventive and restorative dental care is included at a $O cost.

7. Vision and hearing coverage is provided for routine eye and hearing exams, as well as allowances or discounts for eyeglasses and hearing aids.

8. Fitness program access to the SilverSneakers fitness program is included, offering access to gyms and on-
demand workout videos.

9. Over-the-counter (OTC) allowance Members receive a quarterly allowance for purchasing health and wellness products from a catalog.

10. Transportation to and from appointments is covered.

11. All plans cover emergency and urgent care, including care received outside of Minnesota.

12. Long-term care MSHO covers home and community-based Elderly Waiver services


to find out if you qualify for MSHO . . .


We throw around terms like Medicare and Medicaid in discussions about healthcare, and who should pay for it.  Preventive care and wellness, aside, can we agree that

the need for healthcare is universal?  Regardless of age, income, or social standing, everyone faces the risk of illness or injury. This shared vulnerability demands the supply for medical care. 

And, if the cost of healthcare denies access to medical care?  Now this would be the point at which we enter the public policy debate on who provides the healthcare, and who pays for it. 

The neediest of Americans can combine their Medicare with their Medicaid. 

Wouldn't you like to know if you qualify?


This website is not affiliated with Medicare, or any Federal Agency.  Adamsson Associates are multi-state licensed, independent Field underwriters authorized to offer only plans from Medicare Insurance companies with whom we are contracted.  Medicare Supplements, Advantage Plans, and Prescription Drug plans. 

Not all plan-types are available in all regions. 

We are multi-state licensed and do not offer every plan available in all areas. Currently we represent 6 organizations which offer 26 Medicare Advantage Plans in MN.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. 

IMPORTANT: Medicare Advantage plans are just One way to Satisfy your medicare requirements.

PlanEnroll represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug Plan organizations that have a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on the plan’s contract renewal.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

Not all plans offer all benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

The exact carrier and plan counts are determined by your zip code and county.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week).